Can you pass credit card fees to consumers?

It is possible for merchants in the United States to pass credit card fees onto their customers? The answer is yes! As long as the fee is clearly disclosed and does not exceed the cost of processing the credit card. However, it's important to be aware of state and industry laws that prohibit surcharging. Cash discounts, on the other hand, are legal in all 50 states.

It's crucial to consider the potential impact on customer satisfaction and the reputation of your business before passing on fees. While some customers may understand and bring cash for a lower price, others may feel dissatisfied and choose to take their business elsewhere.

Ultimately, as a business owner, you need to weigh the pros and cons of passing on fees to your customers or absorbing them yourself. Offering cash discounts may be the best financial option, particularly as costs increase. Remember that your customers will remain loyal if you continue to provide excellent products and services.